Easy & QuickAccess
Simple & SecureProcess
A Loan with Any Credit Score
Our long list of lenders who aren't rigid when it comes to credit history/score. By requesting for a loan via BrighterExpress, you might get an offer of depending on the discretion of the lender. However, we don't guarantee you of acceptance of bad credit as it is completely at the discretion of the lender.
Disclosure: Our lenders may run credit/background checks via methods of their choice.
How it works
Submit Your Information
Fill out our simple form which takes just a few minutes.
Fast Loan Decision
Lenders are quick to respond and will reach out to you as soon as they receive your request.
Check Your Account
If your request is approved by the lender, the funds may be directly transferred into your bank account in as soon as the next business day.
Fast access to money
It just takes a few minutes for a lender to respond to your request, and if it gets approved the funds are deposited in your bank account as soon as one business day.
Bank level encryption of your data
We use advanced 256-bit SSL encryption while handling your data. All your private information is kept securely in an encrypted format.
You don’t have to wait for days to get a reply from lenders as they are keen on not to leave you wondering. They are quick to respond and, if connected, will reach out to you as soon as they receive your request.
No waiting in line
Gone are the days of rushing to banks and standing in humiliating lines. You can now finish the whole procedure from the solace of home desktop, laptop or phone.
Easy online form
BrighterExpress gives you the comfort of requesting for loans.
Have a question? We've got answers!
Frequently Asked Questions
1. Who can meet all requirements for a loan?
- You should be employed in your current position for around 90 days at least.
- You should be older than 18 years of age, be a US citizen or a permanent resident.
- You should have a salary of $1000 each month after tax deductions.
- You should have a valid email address, work phone number and home phone.
2. What amount could I get?
You could get any amount up to $5000. The approved amount will be determined by the lender. Having a working email address, work telephone number and home telephone are some of the usual prerequisites for getting a loan.
3. On the off chance that I have a bankruptcy or awful credit would I be able to still get the loan?
Yes you could still get it despite bounced checks, bankruptcy and credit related issues.
4. How much time does it take?
It could take as few as just 2 minutes to process the duly filled form. You could get your loans within one or a few business days.